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A new commercial loan program is available to help Charlottesville, VA area businesses implement energy efficiency improvements and technologies. UVa Community Credit Union has committed to lend up to $1 million under this initiative. Organizers anticipate the average loan will be between $25,000 and $100,000 with terms of three to 15 years. Lighting upgrades; energy audits; insulation; and heating, ventilation and air conditioning system improvements are among the eligible projects.